
Wellness & Health Management
Wellness consulting
Evidence-based programs
Worksite wellness evaluation
Employee engagement surveys
Onsite biometrics
Health quality assessment

Voluntary Benefits
Worksite benefits
Identity theft & cybersecurity
Pre-paid legal services
Pet Insurance

Underwriting & Market Analysis
- Predictive modeling
- Claims & stop loss analysis
- Contribution strategies and analysis
- IBNR: Reserve analysis
- Pharmacy benefit management analysis
- Self-insurance assessment

HR Services & Compliance
DOL/ERISA/ACA
ACA Reporting
HIPAA privacy and data security
Signature-ready 5500 filing
SPD Wrap Document/SMM
Federal & Statutory Compliance

Global Benefits
Business travel accident
Expatriate and third country national
Country guides
Multi-national pooling
Repatriation

Executive Benefits
Buy/sell coverage
Key person life
Deferred compensation
Long-term care
Executive disability
Universal life

Employee Advocacy
Help Desk
Claims Concierge

Risk Mitigation
Life Insurance
Disability Income Insurance
Long-term Care Insurance

Institutional
Corporate Retirement & Executive Benefits
Business Succession Planning
Personal Risk Management
Wealth Management / Asset Advisory

Wealth Management
Investment Analysis & Implementation
Estate & Trust Planning Strategies